{"id":2936,"date":"2025-10-09T10:47:13","date_gmt":"2025-10-09T08:47:13","guid":{"rendered":"https:\/\/legalfix.es\/?page_id=2936"},"modified":"2025-10-09T13:17:36","modified_gmt":"2025-10-09T11:17:36","slug":"requisitos-de-la-ley-de-segunda-oportunidad-para-autonomos-y-empresarios","status":"publish","type":"page","link":"https:\/\/legalfix.es\/en\/requisitos-de-la-ley-de-segunda-oportunidad-para-autonomos-y-empresarios\/","title":{"rendered":"Requisitos de la Ley de Segunda Oportunidad para Aut\u00f3nomos y Empresarios"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2936\" class=\"elementor elementor-2936\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e879fe e-flex e-con-boxed e-con e-parent\" data-id=\"3e879fe\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-00d7e26 e-con-full e-flex e-con e-child\" data-id=\"00d7e26\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9143cf5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"9143cf5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Requirements of the Second Chance Act for freelancers and entrepreneurs<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4c28ad e-flex e-con-boxed e-con e-parent\" data-id=\"a4c28ad\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-931393d exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"931393d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>My team of Legal Fix to evaluate these key points to determine your eligibility to cancel the debts of your business:<\/p><h2><span style=\"color: #152539;\">1. Insolvency current or imminent<\/span><\/h2><p>This requirement is identical to that of private individuals and is the pillar of the law: <b>you do not have liquidity to regularly pay the debts of your business or activity.<\/b><\/p><ul><li><p><b>What does it mean?<\/b> The revenue generated by your activity (or the lack of them) are not sufficient to cover the living expenses plus the outstanding financial obligations.<\/p><\/li><\/ul><p style=\"padding-left: 40px;\"><em>We will show that the closure or economic hardship does not allow you to make up the payments.<\/em><\/p><h2><span style=\"color: #152539;\">2. Maximum debt and transparency<\/span><\/h2><p>The law sets clear limits for the process to be applicable:<\/p><ul><li><p><b>Debt ceiling:<\/b> Your total debt (including both professional as well as personal, as the mortgage if that is the case) <b>cannot exceed eur 5 million<\/b>.<\/p><\/li><li><p><b>Without Applications Recent:<\/b> You would not have used the procedure of the <b>Second Chance act<\/b> during the last <b>5 years<\/b>.<\/p><\/li><\/ul><h2><span style=\"color: #152539;\">3. Acting in good faith (Essential)<\/span><\/h2><p>You must demonstrate that the cessation of your business or the debt was not intentional or fraudulent.<\/p><ul><li><p><b>Lack of Guilt:<\/b> The Judge <b>you should not declare \u201cguilty\u201d<\/b> in the contest of creditors. The good faith is lost if, for example, have generated debts knowing that it was impossible to pay them or if you have acted with gross negligence.<\/p><\/li><li><p><b>The absence of Convictions:<\/b> You may not have been convicted of crimes socio-economic (including the related <b>Finance<\/b> or <b>Social Security<\/b>) in the previous 10 years.<\/p><\/li><\/ul><p style=\"padding-left: 40px;\"><i>We analyze your financial movements in detail to ensure that your dossier is compliant with the most strict \u201cgood faith\u201d before the Judge.<\/i><\/p><h2><span style=\"color: #152539;\">A crucial point: debt Finance and Social Security<\/span><\/h2><p><b>Important:<\/b> With the current legislation, the Second Chance Act <b>allows you to cancel up to \u00a3 10,000<\/b> of the debt accumulated with <b>Finance<\/b> and <b>10.000\u20ac<\/b> with the <b>Social Security<\/b>. The rest of the public debt that are not discharged are included in a Payment Plan special.<\/p><h3><span style=\"color: #152539;\">What do you do now?<\/span><\/h3><p>If you find yourself in a situation of insolvency, and you want to close this cycle of debt professionals to <b>restart your activity<\/b> or your economic life, the first step is to review your documents to ensure the compliance of the <b>good faith<\/b>.<\/p><p><b>Ask for your free consultation<\/b> and we will give you a plan of legal action to clear for your business.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4513c6e elementor-tablet-align-center elementor-align-center exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-button\" data-id=\"4513c6e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/legalfix.es\/en\/contacto\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">I&#039;m interested<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Requisitos de la Ley de Segunda Oportunidad para aut\u00f3nomos y empresarios Mi equipo de Legal Fix evaluar\u00e1 estos puntos clave para determinar tu elegibilidad para cancelar las deudas de tu negocio: 1. Situaci\u00f3n de insolvencia actual o inminente Este requisito es id\u00e9ntico al de los particulares y es el pilar de la ley: no tienes [&hellip;]<\/p>","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-2936","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Requisitos LSO Aut\u00f3nomos y Empresarios - Deuda Hacienda y SS<\/title>\n<meta name=\"description\" content=\"\u00bfEres aut\u00f3nomo y tienes deudas? Requisitos Ley Segunda Oportunidad para negocios. 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